Is a 30-Year Mortgage Right for You?
Choosing a mortgage term ranks among the most significant financial decisions you'll make as a homebuyer. The 30-year fixed-rate mortgage remains the most popular option, but understanding both its advantages and drawbacks helps you determine if it fits y
Nov 04, 2025 | Purchasing a Home
Happy Halloween!
As jack-o'-lanterns glow and trick-or-treaters fill the streets, we're reminded that the greatest joy in our work is serving wonderful clients like you and your family. From all of us at First Banc Home Loans, we hope your Halloween is filled with fun, la
Oct 28, 2025 | Purchasing a Home
Buying a Vacation Home or Investing in a Timeshare?
Having a place to escape to when they take time off is a dream for many people. There are plenty of options out there for finding a consistent vacation spot. Two of the most popular are buying a vacation home or buying into a timeshare group. The one that
Jan 31, 2023 | Purchasing a Home
What is the Difference Between a Mortgage Interest Rate and the APR?
As you start applying for a mortgage loan, you will probably hear the terms “APR” and “mortgage interest rate” a lot from lenders. What do these mean, what is the difference between them, and how do they affect your home loan? Mortgage Interest Rate When
Jan 24, 2023 | Interest Rates